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Chris Esposito

Chris Esposito provides owner-builder construction financing nationwide through his Owner Builder 101 program. Visit www.OwnerBuilder101.com to get all the information you need to be a successful owner-builder, saving tens of thousands on your next home. Or call Owner Builder 101 at (877) 876-3688.

 Articles by this Author

Many families who fix up their homes save money by doing some of the labor themselves. In many cases, it would be a waste to hire a general contractor for simple home improvements that you can do yourself. Therefore, people often get this DIY version of home improvement confused with full scale owner builder construction. Knowing the difference will make finding the right financing much easier.

Owner builder construction is growing in popularity at a tremendous pace around the country as more and more people look to save money by building their own home. If you are considering being an owner builder to build your next house, then you need to know these 8 benefits of modular construction before you begin.

Owner builders oversee the construction of their new homes, cutting out the costs of a general contractor. To do this, though, owner builders hire and manage their own sub-contractors. Choosing the right subs will make the difference between a successful owner builder construction project and a disaster. Owner builders need to ask these 43 questions when choosing their sub-contractors.

Owner builder construction loans are for people who want to eliminate the costs of hiring a builder for their new home. Owner builders therefore manage the sub-contractors themselves. When hiring a sub-contractor, you will need a detailed contract to cover the specifics of the job. Owner builders should ensure their contracts include these basic items - or risk spending too much time and money.

Are you considering making some improvements to your home? A newly improved home means an upgraded environment for your family. Depending on the size and scope of the project, you may want to be an owner builder, overseeing the process yourself and managing the sub-contractors yourself without hiring a general contractor.

Your local building department is dedicated to reviewing house plans and issuing permits to build. If you are hiring a general contractor, he or she should be intimately familiar with the local codes and procedures. But, if you are an owner builder, you need to learn all you can from your local permit office as soon as possible. It could change your mind about the land and blueprints you want.

When building a new custom home, either as an owner builder or with a general contractor, you'll need to decide on the right home plans. Do you buy stock blueprints or have them custom designed? Choosing incorrectly can lead to unforeseen construction costs that will blow your budget.

Are you considering building a new home? You'll need to find the right piece of land. But, you probably don't buy land every day. Whether you're hiring a builder, or being an owner builder, finding land is the first step of what may be the biggest purchase of your life. There are many things to consider, and doing it incorrectly will spell disaster for your future home.

Families across America are looking for improved methods of caring for their elderly members. One solution that has grown in popularity is building your family's home using a method called Universal Design. The beauty of Universal Design is that it not only improves living conditions for older or disabled family members, but also for everyone else in the home.

If you enjoy working around the home and doing various DIY projects, then maybe you're ready for the Holy Grail of DIY - building your own home as an owner-builder. By eliminating the costs of a general contractor's overhead, you will save tens of thousands of dollars on your next home. And it's not as labor intensive as you might think.

It is hard to find construction financing when you want to build your own home as an owner-builder. When looking for the loan that is right for your scenario, make sure you see the big picture and look for the right features in your loan. Otherwise, suffer the consequences.

What is an Owner-Builder, Really?

You've probably already heard the term owner-builder if you've been involved in residential construction in any way. But, there is a lot of misinformation out there about owner-builders. Before deciding if it's right for you, step back a moment and get a firm grasp of what an owner-builder really does.





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